20+ years of hands-on financial expertise

Build a smarter investment portfolio

Work with seasoned professionals (CA, MBA-Finance) who simplify financial instruments and help you choose the right mix of mutual funds, equity, and insurance products based on your risk appetite and investment horizon.

Goal-based investment planning
Independent, unbiased advice

Personalised Strategy

Align your investments with your life goals, risk profile, and time horizon.

Experience

20+ yrs

Corporate & independent advisory

Expertise

CA & MBA

Deep financial domain knowledge

Instruments we work with
Mutual Funds Equity Insurance Products

Structured approach to risk assessment, diversification, and long-term wealth creation.

Start with a free review

Share your current portfolio on WhatsApp.

CA
MBA
20+

Professional, transparent, and education-focused advisory to help you take informed decisions.

Services

What we help you with

From understanding financial products to building a diversified portfolio, we guide you at every step with clear, jargon-free advice.

Advisory

Financial Consultancy

End-to-end financial guidance to help you understand available instruments and structure your finances around your life goals.

  • Risk profiling and goal mapping
  • Cash flow and surplus planning
Growth

Mutual Fund & Equity Investments

Portfolio construction across mutual funds and equity tailored to your risk appetite and investment horizon.

  • Asset allocation and diversification
  • Regular review and rebalancing guidance
Protection

Insurance Planning

Guidance on choosing suitable insurance products so that your family and goals remain protected against uncertainties.

  • Life and health insurance needs analysis
  • Optimal cover and premium evaluation
About Nijhawan Finserve

Professional guidance for confident financial decisions

We are a team of professionals, including Chartered Accountants and MBA-Finance experts, committed to helping people understand financial instruments and make informed investment choices.

Our approach is education-first: we explain how different products work and then help you choose the right mix of investment instruments based on your risk appetite, investment horizon, and financial goals.

Whether you are just starting your investment journey or looking to streamline an existing portfolio, we bring structure, clarity, and discipline to your financial planning.

Total Experience 20+ years
Corporate Tenure 11 years Nokia India Pvt Ltd, HTC
Independent Practice 9 years Focused on investments

Our Focus

Clarity, suitability, and long-term discipline

We understand that every investor is unique. That is why we start with your current situation, comfort with risk, and future aspirations before suggesting any investment strategy.

By combining corporate experience with independent practice, we bring both institutional rigour and personal attention to your portfolio.

We simplify complex financial jargon into clear, actionable insights.
Balanced view of risk and return.
Discuss your goals

Why choose us

Experience that works for you

Two decades of experience across leading corporates and independent practice translate into practical, time-tested investment guidance.

20 years of rich experience

Across markets and cycles

Over 20 years of total experience, including 11 years with corporates such as Nokia India Pvt Ltd and HTC, and 9 years as an independent professional focused on investments.

Independent & unbiased

Client-first approach

As independent professionals, we are focused on what suits you best, not on pushing products. Our only objective is to align your investments with your goals.

Education-driven advisory

Clarity before action

We spend time explaining financial instruments, risks, and strategies so that you understand why you are investing, not just where you are investing.

FAQs

Frequently asked questions

A few common queries about how we work and how we can help you.

How do you determine the right investment mix for me?

We start with a detailed discussion on your financial goals, risk appetite, time horizon, existing investments, and cash flows. Based on this, we design a suitable allocation across mutual funds, equity, and insurance products, and then refine it with your feedback.

Do you offer completely online consultations?

Yes. We can work with you entirely online through email, calls, and WhatsApp. You can share your existing portfolio, queries, and documents digitally, and we will guide you step-by-step.

Is there a minimum investment amount to work with you?

No. Our focus is on building a structured, disciplined approach to investing, irrespective of your starting amount. We work with both new and seasoned investors.

Contact

Let’s talk about your investments

Share your questions, current portfolio, or goals, and we will get back to you with a clear, structured way forward.

WhatsApp

+91 98105 44092

Send a brief about your goals or existing investments.

Consultation

Online consultations available by prior appointment via email or WhatsApp.

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Ready to get started?

Take the first step towards a more confident financial future.

Share your details or message us on WhatsApp to begin your personalised investment journey.